National Health Insurance Scheme

Viewing 15 posts - 16 through 30 (of 43 total)
  • Author
    Posts
  • #5074
    Nwasom Bianze
    Keymaster
    @nwasom

    What does nhis cover?

    #5075
    Question
    Moderator
    @question

    Can I add my children and aged parents? If yes how? If No. Do I need a different insurance for them? How do I get it?

    #5076
    Yuddie
    Participant
    @yuddie

    NHIS covers a wide range of stuff. It’s easier listing its exclusions ie, what it does not cover

    #5077
    titusnjoku
    Participant
    @titusnjoku

    Thanks Nwasom,
    Like I earlier said. GIFSHIP is a modified plan of the previous VCSHIP, which we are optimistic will be launched next month for Nigerians to enjoy easy and affordable access to healthcare. GIFSHIP has 3 categories which are for
    1. Group : is for 10 persons above and note they all must come for registration at once. The price for that is 150k annual
    2. Family: The principal with 3 dependents, price is 60k
    3. Individual : The principal with 2 dependents, price is 45k

    #5078
    Nwasom Bianze
    Keymaster
    @nwasom

    NHIS covers a wide range of stuff. It’s easier listing its exclusions ie, what it does not cover

    Ok please let us know what it does not cover.

    #5079
    Yuddie
    Participant
    @yuddie

    NHIS does not cover : Cosmetic surgery, HIV/TB, Sports Injury, Workplace Disaster, congenital surgeries….these are the much I can remember now

    #5080
    titusnjoku
    Participant
    @titusnjoku

    Yes you can add your children and parents if your on the Formal Sector coverage under NHIS. You can add up to 4 children, if is above 4, the 5th child will be registered as an Extra Dependent which you pay 9k annually. Same goes for your parents.
    But if is under the private plan. We recommend you subscriber for the GIFSHIP Plan immediately is flagged off.
    Thanks

    #5081
    Nwasom Bianze
    Keymaster
    @nwasom

    Thanks Nwasom,
    Like I earlier said. GIFSHIP is a modified plan of the previous VCSHIP, which we are optimistic will be launched next month for Nigerians to enjoy easy and affordable access to healthcare. GIFSHIP has 3 categories which are for
    1. Group : is for 10 persons above and note they all must come for registration at once. The price for that is 150k annual
    2. Family: The principal with 3 dependents, price is 60k
    3. Individual : The principal with 2 dependents, price is 45k

    Thanks Titus

    Does it always have to be group registration or just one person can register for 15k?

    #5082
    Yuddie
    Participant
    @yuddie

    Can I add my children and aged parents? If yes how? If No. Do I need a different insurance for them? How do I get it?

    In the new proposed GIFSHIP which is not yet in use, it is a must to have to add someone other than yourself.

    There are HMOs that have family plans and plans for the aged

    #5083
    Question
    Moderator
    @question

    Yes you can add your children and parents if your on the Formal Sector coverage under NHIS. You can add up to 4 children, if is above 4, the 5th child will be registered as an Extra Dependent which you pay 9k annually. Same goes for your parents.
    But if is under the private plan. We recommend you subscriber for the GIFSHIP Plan immediately is flagged off.
    Thanks

    Thanks so much Njoku. So if you have two parents and your wife has two parents, and we both have 3 children, If I am the main applicant, it means I will register 3people as extra dependents. Is that right?

    #5084
    titusnjoku
    Participant
    @titusnjoku

    Thanks Nwasom,
    Yes it must be in group now. It was on the previous VCSHIP plan that it was 15k per person.
    Individual person without any dependent will still pay 45k.

    #5085
    Nwasom Bianze
    Keymaster
    @nwasom

    Can I add my children and aged parents? If yes how? If No. Do I need different insurance for them? How do I get it?

    In the new proposed GIFSHIP which is not yet in use, it is a must to have to add someone other than yourself.

    There are HMOs that have family plans and plans for the aged

    So some HMOs have single-person plans?

    #5087
    titusnjoku
    Participant
    @titusnjoku

    If you are the principal and you have 2 of your parents and your wife also has 2 of her parents making it 4 Biological Parents. Yes you are adding 4 Extra Dependents.
    On the formal sector, you are entitled to add your biological parents and your wife biological parents only. No brothers, sisters, cousins etc

    #5088
    Yuddie
    Participant
    @yuddie

    Yes. For singles mostly

    #5089
    Anonymous

    Does NHIS cover for fertility treatments like IUI and IVF?

Viewing 15 posts - 16 through 30 (of 43 total)
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