I think you should know also, that the Nigerian Health insurance scheme is tailored in such a way that HMOs are pretty relevant. I mean, that even though these registrations are done in NHIS offices, HMOs will still be the one in the middle to make it effective. Also note that this GIfSHIP is not yet working. It’s still in the pipeline.
I guess that is why I stressed that as at today and now, every other person can only be in the pool via HMOs