Good day Nwasom,
The Nigerian health insurance scheme is structured so everyone can have access.
However, the pilot scheme was exclusively for those in the federal service.
Up until December 2019,there is a plan called the Vcship which is Voluntary Contributorship Social Health Insurance Programme. This was for every other person not captured as a federal government public servant otherwise known as “formal sector social health insurance programme (FSSHIP).
This was stopped last year and therefore left every other Nigerian at the mercy of HMO (Health Maintainance Organisations)
So, if an individual or group of persons want to be in the pool of the Nigerian health insurance as at today, the only option is to go through an accredited HMO